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For a Buyer - First time Buyer , Report 2007 , Viewing Homes , Market Condition
For a Seller - Thinking to Sell, Preparing , Property Value
For a Seller - Thinking to Sell, Preparing , Property Value
Info for Buyers/Sellers
FOR BUYERS
Finding the right agent
You want to find the right home, in the right location, at the right price - and you want to do it quickly, with minimum
hassle. The best way to do that is to work with a professional realtor who understands your wants and needs, your time
frame and your financial boundaries.
Why work with an agent as me? Does it cost you anything?
You'll save time. As an agent, I can pinpoint homes that fit your needs and dismiss those that don't. And you as buyer, you
do not have to pay me anything.
You benefit from an experienced negotiator. I will manage your offers and counter-offers, ensuring that you get the best
possible price for your home.
You'll get the right information. I knows the neighbourhood and can give you accurate information on local real estate values,
taxes, utility costs, services and amenities.
You can always count on great advice. Because I am familiar with the entire home purchasing process, and I can advise you
of your legal and financial options, and recommend appraisal, home inspection and contracting services. And where do my
commission come from? I will have a part of the commission from the listing agent as a collaborator agent. It is a common
rule apllied in the Association of Realestate.
Here are a few points that you can determine if I should be a right agent for you:
I have to and will have to represent your interests as my responsibility and my reputation
I do have access to EDGAR, MLS information, and Networking System
I will provide market evidence to support the price with a best estimate price based on evaluating methods
I will look after closing and possession details
And I can be contacted at any time.
Now we will look further what an agent will take care of your interests.
Working with an agent
Let your real estate agent do the searching for you. The best buys aren't in the newspaper ads; most great opportunities are
on "hot sheets" that are available every morning to salespeople with access to EDGAR and then MLS information
An agent's job is to:
Provide information on the property and the area
Negotiate a price and terms that are agreeable to both buyer and seller
Help arrange a source of financing
As a homebuyer, you must work with your agent to find the home that's right for you. Communication is key - tell your agent
what you want, and be specific.
Offer a detailed description of your property needs and wants. If you will absolutely not consider a house without a hardwood
floor, say so. And if air conditioning is a "nice to have" rather than a "must have," communicate that, too.
Be specific about where you want to live. If you refuse to live outside a certain area, it might take longer to find you a home,
but your agent will know not to waste your time with anything not in your chosen neighbourhood.
Tell your agent what you can afford. He or she can help you get a pre-approved mortgage so you know for sure what your
price range will be.
Communicate your likes and dislikes for each property you see. It will help your agent narrow down the possibilities.
Commit to one salesperson.
Respect and perform the terms of the purchase agreement.
Keep an open mind. Agents know about those charming little areas that you've never even heard of. You might find your
dream home in a completely unexpected place.
The elements of an offer
Here's a quick reference to everything you need to know about making an on offer on a property.
1. Price
Depends on the market and the buyers, but generally, the price offered is different from the asking price.
2. Deposit
Shows the buyer's good faith and will be applied against the purchase price of the home when the sale closes. Your agent
can advise you on a suitable amount to offer.
3. Terms
Includes the total price the buyer is offering as well as the financing details. The buyer may be arranging his/her own
financing or may ask to assume your existing mortgage if you have an attractive rate.
4. Conditions
These might include "subject to home inspection," "subject to the buyer obtaining financing," or "subject to the sale of the
purchaser's property."
5. Inclusions and exclusions
These may include appliances and certain fixtures or decorative items, such as window coverings or light fixtures.
6. Closing or possession date
Generally, the day the title of the property is transferred to the buyer and funds are received by the seller, unless otherwise
specified (except in Manitoba and Quebec).
Choosing a neighbourhood
You're not just buying a home - you're buying a location. And even the most perfect house won't feel right if you're in the
wrong neighbourhood. Educate yourself about the area so you'll choose wisely - and end up being happy with your decision.
Are you close to shopping and recreation? Being close to stores, parks, recreational facilities, a post office and dry
cleaners will save you time.
Do people in the area take care of their homes? Explore the neighbourhood, keeping an eye out for signs of neglect
(overgrown lawns, houses in need of paint, trash and junked appliances littering yards). A run-down neighbourhood can
drive down your property value.
Are there schools nearby? If you have children, the proximity and quality of schools is key. Some schools will provide data
(i.e. average test scores) that can determine quality. Talking to neighbours with children can be helpful, too.
Is there good access to transportation? Living near public transport and/or major highways can mean an easier commute to
work.
Is it safe? Check with the local police department - they may be able to provide statistics about break-ins or other crimes.
Will the home increase in value over time? Homes in some neighbourhoods appreciate faster than others. Research the
selling prices of homes in over the past decade or so to predict future trends. Your agent may be able to provide helpful
data.
Is it quiet? Listen for traffic noise, barking dogs, airplanes and any other noises that might bother you. Return to the
neighbourhood at different times of the day to get an accurate impression.
You want to find the right home, in the right location, at the right price - and you want to do it quickly, with minimum
hassle. The best way to do that is to work with a professional realtor who understands your wants and needs, your time
frame and your financial boundaries.
Why work with an agent as me? Does it cost you anything?
You'll save time. As an agent, I can pinpoint homes that fit your needs and dismiss those that don't. And you as buyer, you
do not have to pay me anything.
You benefit from an experienced negotiator. I will manage your offers and counter-offers, ensuring that you get the best
possible price for your home.
You'll get the right information. I knows the neighbourhood and can give you accurate information on local real estate values,
taxes, utility costs, services and amenities.
You can always count on great advice. Because I am familiar with the entire home purchasing process, and I can advise you
of your legal and financial options, and recommend appraisal, home inspection and contracting services. And where do my
commission come from? I will have a part of the commission from the listing agent as a collaborator agent. It is a common
rule apllied in the Association of Realestate.
Here are a few points that you can determine if I should be a right agent for you:
I have to and will have to represent your interests as my responsibility and my reputation
I do have access to EDGAR, MLS information, and Networking System
I will provide market evidence to support the price with a best estimate price based on evaluating methods
I will look after closing and possession details
And I can be contacted at any time.
Now we will look further what an agent will take care of your interests.
Working with an agent
Let your real estate agent do the searching for you. The best buys aren't in the newspaper ads; most great opportunities are
on "hot sheets" that are available every morning to salespeople with access to EDGAR and then MLS information
An agent's job is to:
Provide information on the property and the area
Negotiate a price and terms that are agreeable to both buyer and seller
Help arrange a source of financing
As a homebuyer, you must work with your agent to find the home that's right for you. Communication is key - tell your agent
what you want, and be specific.
Offer a detailed description of your property needs and wants. If you will absolutely not consider a house without a hardwood
floor, say so. And if air conditioning is a "nice to have" rather than a "must have," communicate that, too.
Be specific about where you want to live. If you refuse to live outside a certain area, it might take longer to find you a home,
but your agent will know not to waste your time with anything not in your chosen neighbourhood.
Tell your agent what you can afford. He or she can help you get a pre-approved mortgage so you know for sure what your
price range will be.
Communicate your likes and dislikes for each property you see. It will help your agent narrow down the possibilities.
Commit to one salesperson.
Respect and perform the terms of the purchase agreement.
Keep an open mind. Agents know about those charming little areas that you've never even heard of. You might find your
dream home in a completely unexpected place.
The elements of an offer
Here's a quick reference to everything you need to know about making an on offer on a property.
1. Price
Depends on the market and the buyers, but generally, the price offered is different from the asking price.
2. Deposit
Shows the buyer's good faith and will be applied against the purchase price of the home when the sale closes. Your agent
can advise you on a suitable amount to offer.
3. Terms
Includes the total price the buyer is offering as well as the financing details. The buyer may be arranging his/her own
financing or may ask to assume your existing mortgage if you have an attractive rate.
4. Conditions
These might include "subject to home inspection," "subject to the buyer obtaining financing," or "subject to the sale of the
purchaser's property."
5. Inclusions and exclusions
These may include appliances and certain fixtures or decorative items, such as window coverings or light fixtures.
6. Closing or possession date
Generally, the day the title of the property is transferred to the buyer and funds are received by the seller, unless otherwise
specified (except in Manitoba and Quebec).
Choosing a neighbourhood
You're not just buying a home - you're buying a location. And even the most perfect house won't feel right if you're in the
wrong neighbourhood. Educate yourself about the area so you'll choose wisely - and end up being happy with your decision.
Are you close to shopping and recreation? Being close to stores, parks, recreational facilities, a post office and dry
cleaners will save you time.
Do people in the area take care of their homes? Explore the neighbourhood, keeping an eye out for signs of neglect
(overgrown lawns, houses in need of paint, trash and junked appliances littering yards). A run-down neighbourhood can
drive down your property value.
Are there schools nearby? If you have children, the proximity and quality of schools is key. Some schools will provide data
(i.e. average test scores) that can determine quality. Talking to neighbours with children can be helpful, too.
Is there good access to transportation? Living near public transport and/or major highways can mean an easier commute to
work.
Is it safe? Check with the local police department - they may be able to provide statistics about break-ins or other crimes.
Will the home increase in value over time? Homes in some neighbourhoods appreciate faster than others. Research the
selling prices of homes in over the past decade or so to predict future trends. Your agent may be able to provide helpful
data.
Is it quiet? Listen for traffic noise, barking dogs, airplanes and any other noises that might bother you. Return to the
neighbourhood at different times of the day to get an accurate impression.
My mission as your agent:
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